vulgarweed: (Default)
[personal profile] vulgarweed
May I have a moment of silence please--OK, a big BRONX CHEER!

Here lie the last invoices of...

Vulgarweed's Student Loans
August 1986 - July 2005


Stay dead, fuckers.

Date: 2005-07-09 04:07 am (UTC)
From: [identity profile] scieppan.livejournal.com
That is worth a huge HUZZAH!!!

I still have another 18 mo. or so to go on mine...and that's after 10 years for one effing year at UVA (though it was a great MA program...). Blah. And then my darling husband decided to spend a semester at Santa Clara U., which was the same as a full year at UVA. That starts later this year. Feh.

Date: 2005-07-09 04:09 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
HUZZAH!! Thank you.

18 mos. still isn't too bad, after all that's already gone by...it'll be over before you know it. (Honestly I had hardly even noticed how close I was - I was benumbed.)

Date: 2005-07-09 04:09 am (UTC)
ext_2623: (Default)
From: [identity profile] sarken.livejournal.com
Woo hoo!

And at the same time, yikes. That's...a long time. I'm suddenly feeling a bit panicky. ;o)

Date: 2005-07-09 04:10 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
YEah....and the worst part was that most of it was for only one year at a very expensive school.

Also, too, my first 5 or so years out of school I was dead poor. Like minimum-wage, food-stamp poor. I didn't make any headway then, obviously. Better luck to you!

Date: 2005-07-09 04:29 am (UTC)
From: [identity profile] tea-and-snark.livejournal.com
::throws confetti::

Date: 2005-07-09 04:31 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
Yay! *dances in confetti*

Date: 2005-07-09 04:30 am (UTC)
From: [identity profile] roseanna.livejournal.com
Whoo! :D Congrats!

Date: 2005-07-09 04:31 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you! XD

Date: 2005-07-09 05:06 am (UTC)
From: [identity profile] catbirdgirl.livejournal.com
wow. congrats. I didn't know people actualyl got FINISHED them. most people I know either default or refinance indefinitely!

I bet this puts a good chunk back into your budget per month! whatcha gonna do to celebrate?

Date: 2005-07-09 05:15 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
dirty little secret: I did default. There was garnishment involved. And desperate phone calls. No matter now - it's DONE.

It puts a very sizable (by my standards anyway) amount back into my budget per month. And to celebrate at first I'm going to let more of a safety net build up.

I finished mine about five years ago!

Date: 2005-07-09 10:38 pm (UTC)
From: [identity profile] angharad.livejournal.com
In my case, I was able to because my grandmother died. Handy!

Aaand, now my dream is to go "back" to graduate school. Grr.

Date: 2005-07-09 05:12 am (UTC)
From: [identity profile] cedarlibrarian.livejournal.com
*throws confetti*

*looks at own student loan repayment plan and sighs*

*but still has hope*

Date: 2005-07-09 05:16 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
*rolls in confetti*

There is always hope. :)

Date: 2005-07-09 06:03 am (UTC)
From: [identity profile] ellimayhem.livejournal.com
Congratulations on your loss!

Date: 2005-07-09 06:19 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you!

I am toasting the passing with good Hebrides single-malt. I will arrange the Viking funeral for the invoices later. :D

Date: 2005-07-09 06:31 am (UTC)
From: [identity profile] timebound.livejournal.com
*wild cheering* Yay!!!!! OMGOMGOMG by the time I'm through grad school I'm gonna be in debt forever... *facepalm*

Date: 2005-07-09 06:48 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you! YAYY! I have to say, when I watched that bankruptcy bill vote on CSPAN2 this was foremost in my mind, and I was thinking, almost there almost there...what can I sell...besides my ASS? My prayers are with you....I hope when you get out of grad school there is a Democrat in the WH and prosperity again, because I graduated during the Bush I Recession, and I wouldn't wish that on anyone.

Date: 2005-07-09 06:47 am (UTC)
From: [identity profile] oleander9999.livejournal.com
Oh, there's nothing like that feeling, nothing QUITE like it! Took me about 12 years, and that was just for undergrad at a STATE SCHOOL (I paid out-of-state for all four years, but still!) I really never quite believed I'd be done, ever. And I deferred so many times...... I still get euphoric whenever I remember that they're off my head! Thank God my grad school was cheap enough that I didn't rack up much debt!!!!

Congratulations and good move re safety net AND single-malt. :-)

Date: 2005-07-09 06:53 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
Oh fuck yeah, I had no idea how liberated I was going to feel...I guess because I never really believed it was going to happen, that these notices would always be there and I would never get a chance to work on improving my credit rating, not really...

I went to private artsy-freak schools, because I was a freak and not optimistic about my chances of getting by anywhere else, and that hurt me a lot. Not that I regret my choices--except that first school, which was really not a good fit, no matter how beautiful and romantic the campus was. :( (The second one actually gave me good scholarships, so I was never too badly in the hole for that one.)

One of the best things about it is now I can feel more able to think about grad school, which I've always kind of wanted to do but was so twitchy about the already-existing debt. I really do want to spend a little quality time with my income, though. :)

Date: 2005-07-09 10:37 pm (UTC)
From: [identity profile] angharad.livejournal.com
that first school
Out of curiousity, which school was that? I went to Bennington

Date: 2005-07-09 11:06 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Ahahah! Bard.

Date: 2005-07-09 06:56 am (UTC)
From: [identity profile] waxbean.livejournal.com
this is truly awesome news. I doubt I'll still be ON LJ whenever this happy day happens for me... ;)

hmm... what do you think? LJ when I'm in my 60s??????

glad to know this happens for some people!

prof mary

Date: 2005-07-09 06:59 am (UTC)
From: [identity profile] vulgarweed.livejournal.com
It could happen! I mean, when I incurred this mark of the beast, LJ didn't exist...I didn't even own a computer, most people I knew didn't. No forseeing what sort of cybersocial kingdoms we'll be sitting pretty in.

It wasn't painless. And to tell the truth, mine were not huge - I got lucky on the financial aid front. Best wishes to you - you will make it!

Date: 2005-07-09 07:19 am (UTC)
From: [identity profile] waxbean.livejournal.com
is it terrible? I'm not so worried. I'm still in grad school (my last year!!!!) so they don't hurt quite just yet- but I made that recent consolidation deadline and was thus forced to contemplate the "price" of a PhD.

ah well. no since in having regrets at this stage. One of my girlfriends calls it the "education tax" - you just pay a fine every month for 20-30 years and forget about it.

but still! I'm certainly happy for you!!!! and one day in the far off future, maybe I'll be happy for me, too.

mary

Date: 2005-07-09 10:41 pm (UTC)
From: [identity profile] angharad.livejournal.com
One of my girlfriends calls it the "education tax" - you just pay a fine every month for 20-30 years and forget about it.

Heh, I like that one!

Date: 2005-07-09 01:24 pm (UTC)
From: [identity profile] acusa-dora.livejournal.com
Wow! That calls for champagne. Congratulations.

Date: 2005-07-09 09:16 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you!

Date: 2005-07-09 01:28 pm (UTC)
From: [identity profile] tinderblast.livejournal.com
Awesome! Be sure to salt the earth, too, so that nothing there will ever grow again ...

Date: 2005-07-09 09:16 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Salted and burned. :D

Excellent!

Date: 2005-07-09 02:09 pm (UTC)
From: [identity profile] metrovampire.livejournal.com
.. cracking open the champagne to celebrate!

Re: Excellent!

Date: 2005-07-09 09:17 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
*pop*pssssssshhhhhh!

*yay*

Date: 2005-07-09 02:49 pm (UTC)
From: [identity profile] maureenlycaon.livejournal.com
A toast to your dead, departed student loans!

Date: 2005-07-09 09:17 pm (UTC)

Date: 2005-07-09 02:52 pm (UTC)
From: [identity profile] labellerose.livejournal.com
Congratulations!

Celebrate with lots of garlicky food so they stay far away.

It's a wonderful feeling to get that monkey off your back. )

Date: 2005-07-09 09:18 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you!

I feel 20 pounds lighter.

Date: 2005-07-09 09:18 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Indeed! Thanks!

Date: 2005-07-10 02:03 am (UTC)
From: [identity profile] nut-shell.livejournal.com
woohoo! Congratulations!

Enjoy your newfound income.

Date: 2005-07-10 07:01 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you!

Date: 2005-07-10 03:25 pm (UTC)
From: [identity profile] celandineb.livejournal.com
Belatedly -

Hoorah!


(I'm not sure I want to think about how much more/longer I still have to pay...)

Date: 2005-07-10 07:02 pm (UTC)
From: [identity profile] vulgarweed.livejournal.com
Thank you!


don't think about it. I stopped thinking about it after a while. It helped the time go faster.

Date: 2005-07-11 08:33 pm (UTC)
fyrdrakken: (Gleeful)
From: [personal profile] fyrdrakken
Congratulations!

Date: 2005-07-11 08:54 pm (UTC)

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